6428Job# 6428

Job Title:  Credit Analyst
Location:Burnsville
Salary:    DOQ
Benefits:  None

Please Reference: 6428 Credit Analyst

This position will be in the credit administration area responsible for presentation of credit, credit write-ups and credit spreads and to ensure that credit approvals are consistent with Credit Policy and Underwriting Guidelines.   The person in this position will also be responsible to implement processes and document procedures for regulatory compliance.

MAJOR DUTIES:

• Prepares credit presentations for new and renewing loans to include evaluation of collateral, historic and projected cash flow and general financial strength of the borrower.  Analysis will be based on financial statement, tax returns and real estate appraisals.
• Responsible to review loans to ensure that they are in compliance with Company and Bank policy.
• Creates and improves processes and documentation used to evaluate loans in order to ensure compliance with OCC and other banking regulations.
• Conducts systematic review of loans to determine adequacy of documentation.
• Prepare quarterly Loan Loss Reserve Analysis
• Manage the appraisal function.  Improve process and provide oversight for the reviews.

 KNOWLEDGE & EXPERIENCE:

• Bachelors degree in business, accounting, finance or related field;
• 2-4 years related experience within a bank subject to OCC and other national banking regulations;
• Financial analysis expertise to include evaluation of balance sheet strength, profitability, cash flow and collateral;
• Detail oriented with excellent decision-making, multi-tasking, and strong verbal and written communication skills;
• Proficiency in Moody’s Risk Analyst (or similar program), Microsoft Word, Excel and Access;
• Experience with Crystal Reports a plus;
• Ability to work in team environment;
• Flexible schedule is an option.

                              Apply with us today!

          Submit your resume to: candidate@dennhardt.com

Reference the job # listed for the position you are interested in
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                                    Thank You!

The Dennhardt companies are independently owned and operated by Char Dennhardt, CPC, who started in the placement industry in 1973. Dennhardt & Associates was founded in 1980 and Dennhardt Temporaries in 1985.

We believe our mission: When you choose Dennhardt you choose Success!

The Dennhardt Staff is highly committed and love what they do. Their tenure in the administrative employment placement industry attests to this. "We care about the referrals we make and we'll stand behind our work to make sure that both clients and candidates are well satisfied. We know that success doesn't just happen, that it takes hard work, dedication and a strong desire to do the very best possible."

With Dennhardt, the client has choices for hiring the best candidate.  We offer a 90 day guarantee for our Permanent Placements and Temp-To-Hire as an option.  We also have wonderful temporaries available for your short term needs.

Minnesota administrative staffing and employment agency dedicated to assisting both clients and candidates in choosing successful career matches in the administrative support profession.

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Call Dennhardt & Associates and Dennhardt Temporaries for your Minnesota administrative staffing and employment agency needs.